{
  "version": "https://jsonfeed.org/version/1.1",
  "title": "Makler Hüsken - Insights",
  "home_page_url": "https://makler-huesken.de/en/",
  "feed_url": "https://makler-huesken.de/en/feed.json",
  "favicon": "https://makler-huesken.de/favicon.ico",
  "authors": [
    {
      "name": "Daniel Hüsken",
      "url": "https://danielhuesken.de",
      "avatar": "https://danielhuesken.de/images/danielhuesken.webp"
    }
  ],
  "items": [
    {
      "id": "https://makler-huesken.de/en/guides/term-life-insurance/",
      "url": "https://makler-huesken.de/en/guides/term-life-insurance/",
      "title": "Family Protection: Term Life Insurance",
      "summary": "What happens if your income suddenly stops? Learn how to protect your family in Germany effectively with Term Life Insurance (Risikolebensversicherung).",
      "image": "https://makler-huesken.de/images/artikel/risikolebensversicherung.webp",
      "date_published": "2026-05-18T13:26:02.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/pkv-vs-gkv/",
      "url": "https://makler-huesken.de/en/guides/pkv-vs-gkv/",
      "title": "Private (PKV) vs. Public (GKV) Health Insurance",
      "summary": "An honest comparison: When does it make sense for Expats in Germany to switch to Private Health Insurance (PKV)?",
      "image": "https://makler-huesken.de/images/artikel/pkv-vs-gkv.webp",
      "date_published": "2026-05-18T13:26:02.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/etf-annuity/",
      "url": "https://makler-huesken.de/en/guides/etf-annuity/",
      "title": "ETF Savings Plan vs. ETF Annuity",
      "summary": "Why Trade Republic is often not enough: Learn about the tax advantages of an ETF Annuity (Nettopolice) over a pure stock depot.",
      "image": "https://makler-huesken.de/images/artikel/etf-rentenversicherung.webp",
      "date_published": "2026-05-18T13:26:02.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/public-health-insurance-comparison/",
      "url": "https://makler-huesken.de/en/guides/public-health-insurance-comparison/",
      "title": "Public Health Insurance Comparison: Save on Surcharges",
      "summary": "Health insurance surcharges are rising sharply in Germany. Learn how to use my neutral GKV comparison to save hundreds of Euros and find better benefits.",
      "image": "https://makler-huesken.de/images/artikel/krankenkassen-vergleich.webp",
      "date_published": "2026-04-27T16:28:57.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/ai-insurance-advisors/",
      "url": "https://makler-huesken.de/en/guides/ai-insurance-advisors/",
      "title": "AI vs. Expert: Why the Right Mix Matters in Insurance",
      "summary": "AI in insurance: Why algorithms help with analysis, but the personal liability and empathy of a broker remain irreplaceable.",
      "image": "https://makler-huesken.de/images/artikel/ki-beratung.webp",
      "date_published": "2026-04-24T08:11:26.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/business-insurance/",
      "url": "https://makler-huesken.de/en/guides/business-insurance/",
      "title": "Business Protection: Essential Coverage for Entrepreneurs",
      "summary": "Secure your business professionally. Discover which commercial insurance policies are truly indispensable for self-employed and entrepreneurs in Germany.",
      "image": "https://makler-huesken.de/images/artikel/gewerbe-vorteil.webp",
      "date_published": "2026-04-23T13:26:59.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/low-interest-trap/",
      "url": "https://makler-huesken.de/en/guides/low-interest-trap/",
      "title": "The Low-Interest Trap: Why Bank Savings aren't enough for Retirement",
      "summary": "German bank interest (0.1-1%) is far below inflation. Learn why the traditional 'Sparbuch' is a mistake for expats and how to invest in ETFs for real growth in Germany.",
      "image": "https://makler-huesken.de/images/artikel/niedrigzins-falle.webp",
      "date_published": "2026-04-23T13:03:03.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/banking-comparison/",
      "url": "https://makler-huesken.de/en/guides/banking-comparison/",
      "title": "Digital Banking in Germany: Comparison",
      "summary": "Find the best bank account and savings options for expats in Germany. We compare ING and Revolut and show you how to avoid fees and maximize interest.",
      "image": "https://makler-huesken.de/images/artikel/banking-vergleich.webp",
      "date_published": "2026-04-23T13:03:03.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/tax-leverage/",
      "url": "https://makler-huesken.de/en/guides/tax-leverage/",
      "title": "Tax Leverage: Turning Taxes into Wealth",
      "summary": "Let the German tax office co-finance your retirement. Learn how to cleverly use Rürup, bAV, and other concepts to turn tax payments into your private wealth.",
      "image": "https://makler-huesken.de/images/artikel/finanzamt-hebel.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/relocating-germany/",
      "url": "https://makler-huesken.de/en/guides/relocating-germany/",
      "title": "New to Germany? Insurance Guide for Expats",
      "summary": "Moving to Germany? Learn why the German insurance system is unique and how my English-speaking consultation helps you navigate the bureaucracy.",
      "image": "https://makler-huesken.de/images/artikel/auswanderer-expats.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/portal-trap/",
      "url": "https://makler-huesken.de/en/guides/portal-trap/",
      "title": "The Portal Trap: Liability Risks of Online Insurance",
      "summary": "Why the quick click on online comparison portals can be dangerous. Learn everything about liability risks and the hidden disadvantages of comparison portals.",
      "image": "https://makler-huesken.de/images/artikel/portal-falle.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/insurance-app/",
      "url": "https://makler-huesken.de/en/guides/insurance-app/",
      "title": "Insurance App simplr: Your Digital Folder",
      "summary": "End the paper chaos! Learn how to manage all your insurances digitally with the simplr app, report claims via click, and keep a full overview.",
      "image": "https://makler-huesken.de/images/artikel/versicherungs-app.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/emergency-database/",
      "url": "https://makler-huesken.de/en/guides/emergency-database/",
      "title": "Emergency Database: Safety for Your Family",
      "summary": "What happens if you are no longer able to act? Learn how the emergency database protects your family and keeps all important documents ready at hand.",
      "image": "https://makler-huesken.de/images/artikel/notfalldatenbank.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/cost-transparency/",
      "url": "https://makler-huesken.de/en/guides/cost-transparency/",
      "title": "Cost Transparency: What does a Broker cost?",
      "summary": "Good advice doesn't have to be expensive. Learn how the remuneration of an insurance broker works and why you don't pay extra for the service.",
      "image": "https://makler-huesken.de/images/artikel/kosten-transparenz.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/contract-check/",
      "url": "https://makler-huesken.de/en/guides/contract-check/",
      "title": "Contract Check: Checking Old Tariffs",
      "summary": "Are your insurances still up to date? Learn why old contracts are often more expensive and offer fewer benefits than modern tariffs.",
      "image": "https://makler-huesken.de/images/artikel/vertrags-optimierung.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/claims-management/",
      "url": "https://makler-huesken.de/en/guides/claims-management/",
      "title": "Claims Management: Your Ally in Times of Need",
      "summary": "When things go wrong, I'm here. Learn how I support you in the event of a claim and ensure the insurance company keeps its promises.",
      "image": "https://makler-huesken.de/images/artikel/schaden-management.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/bu-pre-assessment/",
      "url": "https://makler-huesken.de/en/guides/bu-pre-assessment/",
      "title": "BU Pre-Assessment: Protection Against the \"Blacklist\"",
      "summary": "Never submit a direct occupational disability (BU) application without a pre-assessment! Learn how to protect yourself from entries in the risk file (HIS).",
      "image": "https://makler-huesken.de/images/artikel/bu-risikovoranfrage.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/bauspar-check/",
      "url": "https://makler-huesken.de/en/guides/bauspar-check/",
      "title": "Bauspar-Check: Is it Still Worth it?",
      "summary": "Is your Bausparvertrag still up to date? Learn why old models often cost money and what alternatives exist for your wealth accumulation.",
      "image": "https://makler-huesken.de/images/artikel/bauspar-check.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    },
    {
      "id": "https://makler-huesken.de/en/guides/bank-vs-broker/",
      "url": "https://makler-huesken.de/en/guides/bank-vs-broker/",
      "title": "Bank vs. Broker: The Fiduciary Advantage",
      "summary": "Why an insurance broker is legally on your side while a bank only sells its own products. Learn everything about the fiduciary representative status.",
      "image": "https://makler-huesken.de/images/artikel/bank-vs-makler.webp",
      "date_published": "2026-04-23T12:42:12.000Z"
    }
  ]
}