Privacy Policy

2. Data Processing & Storage Period

As an insurance broker, I process your data primarily to fulfill my brokerage mandate (Art. 6 para. 1 lit. b GDPR).

Purpose of Processing

Risk analysis & needs assessment
Obtaining quotes from insurers
Contract conclusion & management
Support in the event of a claim

Data Disclosure

Your data will only be passed on to third parties if this is absolutely necessary for contract fulfillment (e.g., to insurance companies, comparison platforms, or cooperation partners).

Storage Period

Your personal data remains with us until the purpose for data processing no longer applies. If you assert a justified request for deletion or revoke consent for data processing, your data will be deleted unless there are other legally permissible reasons for storage (e.g., tax or commercial law retention periods of up to 10 years).

3. Website Provision & Hosting

When visiting this website, technical information is automatically collected (e.g., IP address, browser, time).

SSL or TLS Encryption

This site uses SSL or TLS encryption for security reasons and to protect the transmission of confidential content. You can recognize an encrypted connection by the browser's address line changing from "http://" to "https://" and by the lock symbol in your browser line.

Hosting at ALL-INKL

This website is hosted at ALL-INKL.COM (Friedersdorf, Germany). Your data is stored exclusively on German servers. Usage is based on our legitimate interest in secure website provision (Art. 6 para. 1 lit. f GDPR).

4. Analysis Tools & Communication

Reach Measurement with Matomo

We use the privacy-friendly tool Matomo on our own server. No cookies are set and IP addresses are immediately anonymized. We also respect the "Do Not Track" settings of your browser.

WhatsApp & Communication

When contacting via WhatsApp, we use end-to-end encryption. Please note the privacy policy of WhatsApp/Meta.

Google Workspace

For emails, documents (Google Docs), appointment bookings (Google Calendar), and data collection via forms (Google Forms), we use Google Workspace. For process optimization, we also use integrated AI tools (Google Gemini). We have concluded a data processing agreement with Google based on EU standard contractual clauses and have explicitly set the storage location of the data to the European Union (EU).

Note on Data Transfer to the USA

We use tools from companies based in the USA (e.g., Google, Meta, Microsoft). When these tools are active, personal data can be transferred to the USA. We point out that since July 2023, the USA is again considered a safe third country with a data protection level comparable to the EU standard through the EU-US Data Privacy Framework (DPF), provided that the US companies are certified according to the DPF. The service providers we use have this certification or we use standard contractual clauses (SCCs).

5. Social Media Presence

We maintain profiles on LinkedIn and Instagram. When visiting these pages, the privacy policies of the respective platform operators apply (LinkedIn Ireland or Meta Platforms Ireland).

6. Your Rights as a Data Subject

You have the following rights towards us regarding your personal data:

Information

Correction

Deletion

Restriction

Data Portability

Objection

Revocation of your consent: Many data processing operations (such as the use of WhatsApp) are only possible with your express consent. You can revoke a previously given consent at any time. The legality of the data processing carried out until the revocation remains unaffected by the revocation.

Right to lodge a complaint with the supervisory authority: In the event of violations of the GDPR, the data subjects have a right to lodge a complaint with a data protection supervisory authority. The right to lodge a complaint is without prejudice to other administrative or judicial remedies.

To exercise your rights, simply contact us by email at info@makler-huesken.de.

1. Who is responsible for data processing?