Your Insurance Broker in Germany: Neutral. Digital. Personal.
„As a neutral insurance broker, I act legally in your best interest. I advise you digitally online via video call, offer a broad market comparison, and stand by your side as a reliable partner long-term.“
Quick question? Message me on WhatsApp, Signal or call me directly , I usually reply within a few hours.
- IHK-registered broker (§ 34d GewO) · Reg. no. D-H7HK-66MTP-42
- Legally on your side, not the insurer's
- Professional liability insured
- Rating 5.0/5 · 2 Google reviews
Neutral Advice for your Security
As a neutral insurance broker, I am not bound to any corporation. I am your partner and find the best offers for you on the market.
Retirement Planning
Secure your standard of living in old age with high-yield ETF concepts and state subsidies.
Income Protection
What happens if you can no longer work? We protect your existence and that of your family.
Health & Care
First-class medical care and protection in case of care. We find the right tariff for you.
Property & Liability
Protection for your belongings. From private liability to residential buildings, we secure your assets.
Business & Freelance
Protect your business professionally. We analyze your operational risks individually.
Insurance without headaches, Neutral. Digital. Personal.
I am Daniel Hüsken and I want you to feel really well looked after with your insurance, without having to spend hours reading the fine print. Thanks to modern online advice, it doesn't matter whether you are in Hamburg, Munich or Berlin.
What makes me different? I bring over 20 years of technical knowledge and use it to bring light into the insurance darkness. I translate technical jargon into clear statements and find solutions for you that actually make sense.
In close cooperation with the team from Wenzel Finanzen I make sure that you are always optimally looked after. As your broker, I am not a salesperson for an insurance company, but your neutral representative. I stand legally on your side and select the strongest tariffs on the market for you.
Even if my roots are in the Münsterland: We exchange ideas in a relaxed way via video call. This saves you time and we can directly look at the details together. I advise you honestly, transparently and always at eye level.
What my clients say
Based on 2 Google reviews
"Top Service und sehr freundliche Beratung! Ich war auf der Suche nach kompetenter Unterstützung und habe sie beim Versicherungsmakler Daniel Hüsken gefunden. Oft sind diese Themen ja etwas kompliziert, aber hier wurde mir alles so einfach und nachvollziehbar erklärt, dass keine Fragen offen blieben. Vielen Dank für die tolle Betreuung"
"Ich bin britischer Staatsbürger und meine Frau ist Deutsche. Wir möchten in ihre Heimatstadt zurückziehen. Die größte Hürde ist es, das deutsche Krankenversicherungssystem zu verstehen und die beste Möglichkeit für eine Mitgliedschaft zu finden. Schnell fühlte ich mich wie in einem Meer aus Komplexität, Verwirrung und Halbwahrheiten. Ich sprach mit Versicherungsmaklern, die wichtige Informationen ausließen und mehr an ihren Provisionen als an meinen Bedürfnissen interessiert schienen. Meine Frau war verzweifelt, als ihre ehemalige gesetzliche Krankenkasse (bei der sie 32 Jahre lang Mitglied war) ihr mitteilte, dass sie sie aufgrund ihres Alters von über 55 Jahren nicht wieder aufnehmen würde. Sie hatte das Gefühl, ihr Land habe ihr die Türen vor der Nase zugeschlagen und sie könne nie wieder in ihre Heimatstadt zurückkehren. Dann wendete sich das Blatt, als ich Daniel Hüsken kennenlernte. Er war wie ein Lichtblick und gab mir zum ersten Mal unvoreingenommene und wertvolle Ratschläge. Dank Daniels klarer und durchdachter Informationen, die auf unsere Bedürfnisse zugeschnitten waren, haben wir nun einen konkreten Aktionsplan und die Hoffnung, dass wir eine gute und kostengünstige Lösung finden werden. Ein herzliches Dankeschön an Daniel, den ich wärmstens empfehlen kann!"
Have you already had experience with my advice?
Rate nowFAQ: Why a Broker is the better choice
There is a decisive legal difference between an insurance agent and me as a broker. Find out in these FAQs why this is worth real money for you.
Why is a broker legally at an advantage?
I am your representative and legally stand "in the customer's camp", not with the insurance company.
How neutral is the market overview?
I scan hundreds of providers for you. This way we find the tariff that really fits your life.
Is there help in case of a claim?
When things go wrong, I'm there. I support you in reporting it so that everything runs smoothly.
Do I have a personal contact?
No anonymous hotline. You have my direct number and a fixed expert at your side.
Are there additional costs for me?
My advice is included for you. You pay the same price as for online direct closing.
Is there long-term support?
Your life changes, your protection grows with it. Upon request, I regularly optimize your contracts for you.
Your 15-Minute Roadmap
Click: Select appointment
Choose your desired date directly in my calendar in 30 seconds, 100% no obligation.
Check: 15-min. Video Call
We clarify your goals and I show you without technical jargon where you really stand.
Runs: You lean back
I do the market analysis and prepare everything. You decide at the end quite relaxed.
Guides & Insights
Background info, expert tips and honest comparisons. Become an expert for your own finances in Germany.
Filing an Insurance Claim
What belongs in your report, plus an AI prompt to copy.
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Liability Insurance in Germany
Not mandatory, yet essential. What newcomers need to know.
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Riester Before 2027
Cancel, keep or transfer? Why waiting is usually the better move.
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The Portal Trap
Why "Click & Go" can become expensive in the long run.
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Cost Transparency
Why expert advice doesn't cost you extra.
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simplr App
End the paper chaos! Manage all your insurances digitally via app.
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New to Germany
Essential insurance for international professionals.
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Emergency Database
All essential documents ready at hand in an emergency.
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